This is one of the tops for my mini-wardrobe. I haven't hemmed it yet and I haven't reviewed it yet but I like it. This one I did without the modesty panel and I think it covers everything enough. If I had anything up top, it might be another story. I changed the sleeves a bit on this one. I made them 3/4 length. I usually don't like that length but it seemed to work for me when I made armbands. I'll show you those details when I do the review. I bought this fabric from my local fabric boutique. It's a 2-way stretch cotton/lycra jersey.